Potential ohne ENDE?
Tja...Sorry...Dann bin ich deine Meinung...
Ojé...Ich habe mich blamiert....
Lesen....Denken....Schreiben....
(Ich lerne es nie dieser Reinfolge )
à bientôt
OC
Ich wünsche dir 1 schönen Tag...@all auch
Exxon Mobil 44.90
Apple 41.70
Gazprom 38.10
Industrial & Commercial Bank of China 37.80
China Construction Bank 30.60
Volkswagen 27.90
Royal Dutch Shell 26.60
Chevron 26.20
Agricultural Bank of China 23.00
Bank of China 22.10
JP Morgan Chase & Co. 21.30
Samsung Electronics 20.60
Wells Fargo 18.90
China National Petroleum 18.20
Fannie Mae 17.20
Wal-Mart Stores 17.00
Microsoft 17.00
IBM 16.60
Petronas 16.00
BHP Billiton 15.40
Berkshire Hathaway 14.80
Pfizer 14.60
HSBC Holdings 14.00
Total 13.70
General Electric 13.60
State Grid 12.30
China Mobile Communications 11.90
Statoil 11.80
Toyota Motor 11.60
BP 11.60
Nestlé 11.30
Sberbank 11.20
Petrobas 11.00
Intel 11.00
Lukoil 11.00
Freddie Mac 11.00
Rosneft Oil 11.00
Johnson & Johnson 10.90
Protecter & Gamble 10.80
Google 10.70
Mitsubishi UFJ Financial Group 10.30
Roche Group 10.20
ENI 10.00
Oracle 10.00
Sumitomo Mitsui Financial Gr. 9.60
Novartis 9.50
Bank of Communications 9.30
Coca-Cola 9.00
Philip Morris International 8.80
ConocoPhillips 8.40
Re: ayatollahrocknrolla post# 123035 Post # of 123043
MUST READ!! First step MERGE FNMA/FMCC and second step, to PRIVATIZE them. It means 1) C-ship will end
2) FNMA/FMCC will be uplisted .
3) The Government will sell its shares to the market.
4) shareholder will own the company.
FNMA/FMCC share price will hit AAPLE's share price level..BECAUSE EVERY QUARTER THE MERGED COMPANY WILL POST AT LEAST 15 BILLION DOLLARS NET PROFIT.
http://video.foxbusiness.com/v/2205136986001/...-to-merge-operations/
Zeitpunkt: 17.09.13 15:40
Aktionen: Löschung des Beitrages, Nutzer-Sperre für immer
Kommentar: Regelverstoß - Spam-ID
da dich schon mehrere hier gemeldet haben, kommt die Chance daß du deinen Werbe-Dreck mit dieser ID weiterverbreiten kannst, bestimmt auch nicht nochmal.
So long Baby, denke wir sehn uns dann mit deiner neuen ID wieder, bis wir auch die gesperrt kriegen.
75%
agree
§Fannie Mae (FNM)/Bulls/Buy Buy Buy
100%
agree
§Warren Buffet, China, & the US Government
91%
agree
§Very little to lose, very much to win
Warren Buffet, China, & the US Government
Top Contributor: Robert Azzarano | Created when PINK:FNMA was $0.88 | Edit | History
What do all three have in common?
They are all invested in Fannie Mae. China bought in with 10% of its GDP. Warren Buffet thought it was a good deal at $1.00, and the US Government knows that the entire market would fall apart if Fannie Mae and Freddie Mac (As well as Ginnie and Sallie Mae) were no longer able to issue Government Securities.
FNMA recently announced a new issuance of MBSs for the first time since 2008. It continues to make progress on its bonds and its debt to shares.
CNBC and the other media won't cover it, but this company is solvent and will steadily reduce its debt and become re-privatized within 10 years, easily.
http://www.wikinvest.com/stock/Fannie_Mae_(FNMA)/Bulls
aber das ein Lied von Metallica eine Spam ist
hab ich auch nicht gewußt ?
Fannie and Freddie Aim for Mortgages with 'Zero Defects'
You are welcome JJ8. Below is a recent admission and beginning remediation of the underwriting issue that got the GSEs in trouble in the 2000's. Due diligence is coming on strong, finally.
Fannie and Freddie Aim for Mortgages with 'Zero Defects'
By Kate Berry
18 September 2013
American Banker
(c) 2013 American Banker and SourceMedia, Inc. All rights reserved.
Fannie Mae and Freddie Mac are about to get tougher on banks and other lenders that cut corners when originating mortgages and try to sell them to the government-sponsored enterprises.
For the first time ever, the GSEs are creating formal programs to flag defective loans and assess risks in lenders' mortgage processes. Lenders will be graded and receive feedback on areas such as underwriting, quality control and governance and, if loans are defective, the GSEs will require lenders to immediately repurchase them. In the past, it might have taken years for the GSEs to spot defects and force a lender to repurchase a loan.
"Our expectation is zero defects," Steve Spies, a vice president of loan quality and lender assessment at Fannie Mae, told a group of risk managers at an industry conference last week.
Theoretically lenders have always been required to sell only quality loans to Fannie and Freddie, but GSE officials admit that their review processes were not always able to flag problem loans before they soured. Specifically, the GSEs have started electronically validating 100% of the loans they purchase, a significant change from the past when they only reviewed a sampling of loans they acquired or examined loans after they defaulted.
All reviews will be conducted within 120 days after Fannie and Freddie buy a loan.
"It's a whole new world from a loan quality perspective," Spies said. "We want to focus on quality individual file data, which is something we haven't done in the past."
GSE officials say that lenders are equally responsible for reducing losses on mortgage loans and are urging them to improve their oversight.
The GSEs have found that a majority of underwriting defects are due to "a widespread lack of control in the management of file documents," where the lender failed to obtain or provide copies of all required paperwork to support a loan decision.
"Quality is an equal partner to production," Spies said. "Building a culture of quality is really what we're looking for. If your senior manager can't talk to us about loan quality then your governance evaluation is going to be weak."
The GSEs initiative has taken on added urgency as interest rates have risen in recent months. Already banks have started to relax lending standards and the GSEs are counting on its new processes to catch problem loans before they buy them.
"As rates go up, the credit box will try to be expanded, corners will be cut and that's when we will be on the front lines," Chris Mock, Freddie's vice president of quality control, said at the conference.
Defects range from a missing credit report to incorrectly calculating a borrower's income, and many can ultimately be fixed by the lender.
Fannie and Freddie already are giving large lenders feedback on loan reviews. In addition to random samplings, Fannie will target an additional 10,000 to 12,000 loans per month that its internal models indicate may have problems, Spies said. The GSEs also are reviewing 10% of the loans in which the quality control process has been outsourced, part of an effort to monitor counter-party compliance.
Fannie now has 500 employees working on various initiatives to ensure that lenders originate quality loans with no defects that follow its guidelines. Freddie has 250 employees working on its quality control processes
The push to improve loan quality began last year, when the Federal Housing Finance Agency, which oversees Fannie and Freddie, created a new "representation and warranty" framework to help reduce the risk to lenders of mortgage buybacks.
The framework has been praised by banks and mortgage lenders for a key component: lenders get relief from some repurchases as long as a loan performs for three years. Loans refinanced through the government's Home Affordable Refinance Program are eligible for relief after just a year of consecutive on-time payments. Lenders still have to comply with federal, state and local consumer protection laws for the life of the loan.
Still, Becky Wolzak, president of Wolzak Consulting, a Deerfield Beach, Fla., consulting firm, says the push for quality control will be expensive.
Many banks and lenders will need to increase staff and oversight of their mortgage origination process to comply with new requirements that go into effect in January. The GSEs' lending guidelines are already 1,000 pages and keeping tabs on the continuous revisions and updates will be difficult, Wolzak says.
"They want lenders inspecting every single loan and sending it back if it's not right, and that is so extremely expensive, lenders cannot afford to do that," she says. "They want more people looking at compliance and loan quality, so now we have this sub-population of people at these lenders checking the checkers and paying for it. That's why the cost of a loan will go up."
The GSEs have argued, though, that changes need to be made to avoid a repeat of the housing bust.
Over the last five years, banks and lenders have had to repurchase scores of defaulted and performing loans that did not meet GSE standards. The FHFA has sued 18 banks for misrepresenting the quality of mortgages packaged into bonds during the peak of the housing bubble. It has settled with three lenders so far: UBS AG, Citigroup (NYSE:C) and General Electric (GE).
Since last year, Fannie and Freddie have been reviewing all legacy loans and expect to issue repurchases on loans acquired between 2005 and 2008 by the end of the year. As of June, Fannie had completed reviews on 89% of legacy loans. Freddie's buyback requests may roll over into 2014, said Mock.
http://investorshub.advfn.com/boards/read_msg.aspx?message_id=92126107
http://investorshub.advfn.com/boards/read_msg.aspx?message_id=92127880
All of it laid out in Preparing a Foundation for a More Efficient and Effective Housing Finance System Liquidity ~ Stability ~ Access - The strategic plan for the Federal Housing Finance Agency Fiscal Years 2013-2017f
http://www.fhfa.gov/webfiles/23930/...trategic%20Plan%202013-2017.pdf
Corker-Warner bill likely to be scrubbed
Current first-loss position for private capital viewed as too high
Kerri Ann Panchuk
September 17, 2013
http://www.housingwire.com/blogs/1-rewired/post/...ely-to-be-scrubbed
The Corker-Warner GSE Reform bill is unlikely to stay in its current form as it moves through Congress. But then again, it’s unknown how far it will go before the year ends, considering the plethora of issues now facing lawmakers -- from the debt ceiling to the federal budget.
So what is subject to change in Corker-Warner?
Analysts claim Corker-Warner is unlikely to gain traction in its current form since it contains a proposal that forces private capital to take on at least 10% of the first-loss position when dealing with mortgage securitizations after GSE reform is enacted, Isaac Boltansky, an analyst with Compass Point Research & Trading pointed out.
Lawmakers on the Hill also assume changes will be made to Corker-Warner – one of the larger pieces of housing reform legislation introduced this year.
Compass Point analysts attended a housing policy forum hosted by CQ and the National Association of Home Builders on Tuesday.
Lawmakers in attendance included Sen. Bob Corker, R-Tenn. – the Corker-Warner bill’s co-author – along with Sen. Tester, D.-MT, and Sen. Isakson, R-Ga.
While Compass Point noted Corker’s preference for keeping the 10% threshold in the GSE reform bill, Sen. Tester seemed okay with reducing the mandate. He’s quoted as saying, “I think the 10% number is something we can sit down and debate.”
After listening to the discussion, Compass Point suggested that the 10% threshold for the first-loss position is likely to be reduced.
What’s not likely to happen this year is the confirmation of Rep. Mel Watt, D-N.C., to lead the Federal Housing Finance Agency.
When asked about the nomination, Compass Point says Sen. Tester dodged the question, Sen. Corker said he would not support the nomination without changes to the position’s design and Sen. Isakson described the nomination as uncertain.
After listening to the Senators, Compass Point concluded that Rep. Watt has a 1 in 3 chance of being confirmed FHFA director.
Based on the current pace of Congress and what's facing today's crop of GSE reformers, those odds sound about right.
http://investorshub.advfn.com/boards/read_msg.aspx?message_id=92128002
Weiter sind sie bemüht, die FNMA und FMCC mit all diesen Maßnahmen interessanter für private Investoren zu machen, um die Verantwortung des Steuerzahlers zu minimieren bzw. komplett zu beenden, falls es noch einmal Schwierigkeiten geben sollte.
>
Earnings
–
$10.3 billion income
–
$105 billion in cumulative dividends (including $50.6 billion DTA release) as of September 2013 payment
–
$117.1 billion UST Senior Preferred Stock
>
Housing Market Support Since 1-09
–
11.4 million refinancings
–
3.1 million home purchases
–
1.9 million units MF
>
Credit Quality
–
Post-2008 book is 72% of portfolio
–
Delinquency rate
SF 2.77% 15
gemäääääßßßß den Fall es sollte mal wieder irgendwann hier bergauf gehen möchte ich nicht wie beim letzten mal alles verschlafen. Habe eine kurze Frage zum SL. Welchen Markt sollte ich auswählen zum positionieren des SL´s. Die Kollegen Lang und Schwarz sind ja nicht jeder Zeit zum handeln verfügbar und Tradegate auch nicht. Mehrere SL´s kann man nicht platzieren. Ist es am sichersten Stuttgart zu wählen um aufjedenfall zum Zug zu kommen oder wie handhabt ihr das ?
Hallo Henks, damit überhaupt mal einer antwortet. Ist nur wie ich das sehe. Ein SL macht meiner Meinung nach hier wenig Sinn oder führt nicht zwangsläufig zum Erfolg. Was willst du denn mit deinem SL erreichen? Verstehe ich das so, du willst wenn die aktie 5% in den ersten minuten hoch geht, weil du glaubst die Rakete zündet, deinen SL auslösen? Weiß nicht wie es bei dir ist, aber bei meinem Händler wird ein SL nur alle 15 Minuten ermittelt, also wenn du Pech hast, sind in der Zeit schon die 5-10% gestiegen, was du zu deinem Kurs kaufen wolltest, weil dann wird der kauf ausgelöst..
Bin hier nur Laie, wenn jemand mehr weiß, dann kann er mich gerne verbessern...
geht nur um den markt wo ich diesen platzieren sollte momentan macht der keinen sinn sagte ja gemäß dem Fall das es steigt und einen Gewissen punkt sagen wir mal 1,50 oder 2 Euro überschritten hat das ich dann den SL bombensicher platzieren kann das dieser in jedem Falle auslöst heisst 15 minuten auch das wenn er von 2,50 euro auf unter 2 euro in 15 minuten fällt rein theoretisch würde er nicht auslösen ? Habe nur gesehen das z.B. Tradegate oder L&S nicht dauerhaft für den Handel verfügbar waren. Habe leider auch nur halbwissen darum wollte ich nach Ratschlägen zur Absicherung fragen. Man könnte natürlich ab den 2 Euro mit einem Trailing SL arbeiten aber auch dort müsste man wissen an welchem Markt platzieren ? Generell STU besser weil echte börse hinter steckt ?