!! TRINTECH vor REBOUND !!
Das der reverse split so einen Wirbel auslöst?!
Grüße
ecki
Optionen
| Boardmail an "ecki" |
Wertpapier: TRINTECHADR 1/2/DL-,002 |
Liquide Mittel: 52 Mio. US Dollar
Trintech hat keine Schulden!
Reduktion der operativen Kosten um 50%!
Naja,....
..betriebsblind bist du auf alle Fälle...jeden Mist kopierst du hier rein...aber die unglaubliche Gewinn- und Umsatzwarnung bei Trintech von gestern..die schreibst du hier nicht...
..sorry, dir kann man nicht helfen.....aber inzwischen bib ich von dir nicht mal mehr genervt..das ist doch ein Fortschritt
Grüße
ecki
Optionen
| Boardmail an "ecki" |
Wertpapier: TRINTECHADR 1/2/DL-,002 |
Trintech Launches PayWare SmartPIN, a Secure and Cost-Effective Chip and PIN Solution
Standards-Compliant Chip Solution Tackles Growing Fraud Problem and Preserves Existing IT Investment in POS Infrastructure, Thereby Dramatically Reducing the Cost of Migrating to Chip Cards
Birmingham, England - 21st May 2002 - Trintech Group Plc (NASDAQ: TTPA: Neuer Markt: TTP), a global provider of secure payment infrastructure solutions, announced today at Retail Solutions 2002 the launch of PayWare SmartPIN, a complete Chip and PIN solution that cost-effectively manages the imminent migration to chip-based credit and debit cards.
PayWare SmartPIN is aimed at merchants and retailers that have immediate requirements for a secure and standards-compliant Chip and PIN solution that can integrate seamlessly with new or existing electronic point-of-sale (EPoS) infrastructure. The solution includes Trintech’s proven PINPad hardware, EMV application and application programming interface (API) that enables chip acceptance with PIN authentication in any EPoS system.
PayWare SmartPIN is designed to tackle the growing fraud problem in markets such as the UK. Recent statistics suggest that card fraud costs the industry ₤400 million annually and is rising at 55 percent each year. With counterfeit and stolen cards accounting for the majority of all fraud, magnetic stripe technology with signature authentication has been identified as a primary weakness of the current system. PayWare SmartPIN allows merchants and acquirers to benefit from increased security, since chip cards are extremely difficult to counterfeit and PIN verification is inherently more secure than a signature. The banking industry has mandated that, by 1 January 2005, any retailer that does not accept chip cards authenticated by PIN will be fully liable for all card fraud.
"Chip and PIN offers retailers and merchants, and the financial community a solution to the escalating fraud problem," said Eamon Keating, General Manager of Trintech's eMerchant Division. "PayWare SmartPIN addresses the issue of fraud without requiring significant changes to a retailer's EPoS environment. In addition, we have harnessed market-proven technology, such as PayWare PINPad, to deliver one of the most market-ready and cost-effective solutions in the industry."
1Source: APACS
About PayWare SmartPIN
PayWare SmartPIN is a secure, standards-compliant, end-to-end Chip and PIN solution that delivers significant benefits to merchants and retailers or all sizes. The solution includes PayWare PINPad hardware, an EMV application and application programming interface (API).
For more information on Trintech's SmartPIN solution visit our dedicated website: www.pinpad.co.uk
.
2. News:
Trintech Launches PayWare Merchant Retail Edition, a Complete Card Processing Solution for All Retailers
Merchant Payment Solution Provides Seamless Integration with Retailers’ EPoS System, Thereby Reducing the Cost and Time Associated with Implementing New Features such as Chip and Fraud Protection
Birmingham, England - 21st May 2002 - Trintech Group Plc (NASDAQ: TTPA: Neuer Markt: TTP), a global provider of secure payment infrastructure solutions, today announced at Retail Solutions 2002 the launch of PayWare Merchant Retail Edition, a complete card processing solution for retailers and merchants that reduces costs and dramatically cuts deployment times.
PayWare Merchant Retail Edition is targeted at retailers and other merchants who require integrated online card payment processing instead of using stand-alone card processing terminals. The solution provides seamless card processing integrated with the merchant's electronic point-of-sale (EPoS) system. The system has been carefully designed to reduce implementation time and costs by enabling merchants and third party installation teams to easily deploy and configure the solution by using an easy-to-use configuration wizard.
Certified by all of the UK's leading acquiring banks, the solution is designed to speed up transactions at the point-of-sale by performing rapid online authorizations. This enables retailers to operate lower floor limits for card transactions, thereby reducing the risk of fraud and the possibility of improved merchant service charges. The speed of transaction allows retailers to reduce queues and serve more customers.
By replacing stand-alone card payment terminals with an integrated solution, retailers can avoid errors associated with keying data into two systems, a common source of both operator fraud and customer dissatisfaction in a retail environment. PayWare Merchant is also fully compliant with EMV chip card acceptance with PIN authentication as a means of reducing fraud and chargeback levels.
"We are providing retailers with a solution that is both easy to implement and also provides features critical for point-of-sale merchants" said Eamon Keating, General Manager of Trintech’s eMerchant Division. "High on this list is our support for chip and PIN which will become critical for retailers in the coming months. We believe PayWare Merchant Retail Edition will be an important enabling technology for merchants that want to reduce costs, speed their time to market, boost profitability and improve customer satisfaction."
About PayWare Merchant Retail Edition
PayWare Merchant Retail Edition is Trintech’s latest generation payment server that enables merchants to accept card payments and perform rapid online payment authorization from any electronic point-of-sale (EPoS) system. It also handles delivery of transactions for end-of-day settlement. The product employs TCP/IP and serial messaging to ease the integration with a wide variety of EPoS systems. A unique easy-to-configure installation wizard makes PayWare Merchant Retail Edition easy to install and deploy. About Trintech
Founded in 1987, Trintech is a leading provider of secure electronic payment infrastructure solutions for card-based transactions for physical world commerce, eCommerce and mobile commerce. The company offers a complete range of payment software products for credit, debit, commercial and procurement card applications, as well as being a world leader in the deployment of payment solutions for Internet commerce that are fully SSL and SET™ compliant. Trintech’s range of scalable open systems architecture solutions for UNIX® and Windows NT™ platforms covers consumer, merchant and financial institution requirements for physical payments and the emerging world of electronic commerce. Trintech can be contacted in the U.S. at 15851 Dallas Parkway, Suite 940, Addison, TX 75001 (Tel: +1-972 701 9802) and in Ireland at Trintech Building, South County Business Park, Leopardstown, Dublin 18 (Tel: +353-1-207-4000). Media Contacts
Trintech Group Plc
Ireland:
Breda Leonard
Tel. +353 1 207 4164
email: breda.leonard@trintech.com
U.S.:
Richard Martin
Tel. +1 415 701 1678
email: richard@martinink.com
Technology
Merrion warning to investors
Dublin, Ireland, 19 May, 2002
A blunt research note from Merrion Stockbrokers has warned investors off putting money into troubled e-security firm Baltimore and directory enquiries company Conduit, writes Gavin Daly. The note, Value Opportunities in Irish Tech, said the companies should be avoided "on the basis of management execution risk and lack of clear value".
Payment terminal group Alphyra and intellectual property firm Parthus were rated `high risk buys` in the note written by Merrion`s John Coolican. He had `buy` ratings on e-learning firm Riverdeep and software maker Iona.
E-payments company Trintech and IT group Horizon also had `buy` ratings but "at a lower tier and with much less liquidity".
The note comes as analysts worldwide are being pressured to issue fewer positive ratings on stocks.
In a similar note in May 2001 Coolican advised investors to buy stock in Iona, Riverdeep, Conduit and Trintech. Horizon and Alphyra had `add` ratings, while investors were advised to hold Parthus stock and sell Baltimore shares.
All the stocks were trading at much higher prices at this time last year.
The latest note rated Baltimore an `avoid` and said it was unlikely to enjoy any pickup in demand for its products.
"The shares struggle to offer value on any metric, and until we see clear signs that the company has started to build customer confidence, we believe investors should continue to avoid the shares," Coolican said.
Coolican`s note was published before Baltimore`s AGM last week, at which it said it should break even before it ran out of cash. Baltimore`s shares rose 20 per cent on the news, but fell back to just stg8.8p in London later in the week.
Liam Young`s Conduit was rated as `highly speculative` by Coolican, who said the company`s business model was fraught with risks. "Overall, we are not yet convinced of Conduit`s ability to execute the business model," he said.
He said it could be three years before the group was profitable, because of the high costs associated with building and maintaining a presence in Britain and Switzerland. Conduit shares were at €2.10 on the Neuer Markt on Friday, 77 per cent off their 12-month high of €9.30 in May last year.
Coolican said Alphyra had experienced problems and delays in moving out of the Irish market and had not been able to deliver on its own projections. "On balance, Alphyra has more to do to prove that its business model works outside its domestic market." Alphyra shares were at €2.97 on the Irish Stock Exchange last Friday.
Despite its high risk rating, Coolican said Parthus had "a management team that has executed well to date and has dominant positions in markets with enormous long-term growth potential. Its shares have suffered from uncertainty about a planned merger with Israeli group Ceva and were at $4.14 on the Nasdaq.
Merrion has `buy` recommendations on Iona, Riverdeep, Horizon and Trintech, but said the first two were growth stocks, while Horizon and Trintech were `value plays`. Recent weakness in Iona`s share price has pushed its price back to September 2001 levels, making it a value opportunity, Coolican said.
The research was published before e-payments group Trintech issued its third revenue warning in six months last week. That warning drove Trintech shares to a new low of just $0.51 on the Nasdaq.
The company plans to consolidate its Nasdaq shares on a one-for-four basis to avoid being compulsorily de-listed from the Nasdaq. Trintech reports its first quarter results on May 29.
Then and Now: Merrion`s ratings on Irish tech
Company May 2001 May 2002*
Iona Buy @$45 Buy @$10.29
Riverdeep Buy @$25.80 Buy @$21.90
Parthus Hold @$14 High risk buy @$3.90
Trintech Buy @$2.12 Buy @$0.66
Baltimore Sell @stg£0.88 Avoid at stg£0.07
Horizon Add E$4.00 Buy @ E0.32
Conduit Buy @E9.45 Highly speculative @ E2.05
Alphyra Add @E5.55 High risk buy @E3.20
prices at close of business on May 7 2002
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Channel Partner
MfG
Der Dubliner
ich zitiere mal aus dem unsäglich langen Report 3.5.2002 (bei pinksheets.com):
kein Gewinn vor 2004!
Total cost of revenue................................ 17,257 26,615 38,60
Total operating expenses........................... 27,145 61,321 133,174
Net Income (loss)............................ $ (12,111) $ (32,572) $(100,039)
Government grants repayable and related loans..50 (319) (450)
-die Zahlen rechts aussen sind die zeitlich letzten-
Cashflow reicht noch für ein Jahr,dann wird Kapital benötigt
Bedienstete und Manger werden mit Millionen Optionen bezahlt,die in Aktien umgewandelt werden können !Die electronic PoS system products werden von Fujitsu,Plexus und Verifone hergestellt,ein Teil der Produkte war fehlerhaft und wegen Garantie musste Trintech sie reparieren und erhielt nur einen Teil des Betrages von den Firmen ersetzt.Durch Konkurrenz sind die Preise für PoS Produkte gefallen,so dass der Gewinn darunter litt.
it is likely that in some future quarters our results of operations will be below the expectations of public market analysts and investors.We also believe that period-to-period comparisons of our quarterly operating results are not necessarily meaningful ...
Was hier kommen wird ist eine Kapitalerhöhung oder Kreditaufnahme(?).
Trintech (TTPA/NASD $0.52)
_________________________________
http://finance.yahoo.com/q?s=ttpa&d=t
Investor Relations: Ruth Cotter - ruth.cotter@trintech.com
www.trintech.com
This past month we were caught with bad timing on what was hoped would be one of our better technology picks for the next 12 to 18mths. A collapsing sector combined with Trintech`s temporary Q1 revenue shortfall and share rollback (to preserve the Nasdaq listing), resulted in heavy selling pressure from existing shareholders who did not fully understand this market potential. With most of the weak paper shaken from the market, now is a good time to address some issues for existing shareholders and hopefully improve your comfort level. Financials will be released the end of May and we believe the CEO`s conference call and 2002 guidance will also help elevate the confidence level and generate additional buying.
By now everyone is aware that this company has no debt, trades at a substantial discount to approx. $45 million in the bank, and has over 2000 clients worldwide. Once the share rollback occurs they will have approx. $3/share in cash and trade in the low $2 range.
I believe part of the problem with Trintech (from the perspective of North American investors), resides with the fact very few people are familiar with smart card technology or the growth it represents. Frost & Sullivan forecast growth for financial smart cards within the European Union of 49% in 2003 and 44% in 2004. Growth in North America is 14% in 2003 and 19% in 2004. Growth from 1999 to 2001 was almost non-existent in the United States.
Very few people in North America even know what a smart card is - a plastic card with an embedded chip that has memory and logic. They can be used for banking or credit card transactions, mobile phone ecommerce, transportation, PayTV, security access, etc. From 1999 to early 2002 the growth of smart cards in the United States was in the single digits. While at the same time they are spreading through the rest of the world like crazy. The trend is shifting however in North America with growth jumping to 14% in 2003 and 19% in 2004.
The relevance to Trintech is the fact that they are one of the leading companies in the world with technology built into smart cards. Recently Trintech signed up a U.S. retailer with over 700 stores so they have proven their ability to incorporate proven technology into North America. However, because few North American investors have even seen a smart card, they see no reason to invest in it. One of the keys to speculating in smallcap growth stocks is to spot strong trends ahead of time. Smart cards have had a very slow start in North America but are the wave of the future to prevent fraud, increase consumer convenience, and improve national security.
Below I have pulled useful statistics from a March/02 SchlumbergerSema report and from previous Trintech reports. I believe this will improve your comfort level and hopefully in time this value and growth potential will be reflected in the stock price.
http://www.epaynews.com/statistics/scardstats.html (additional statistics)
GROWTH OF SMART CARDS - 2003 vs 2002
Mobile Communications: 550 million units (+22%)
Banking: 220 million units (+22%)
EGov/PayTV/Transport/IT Security: 357 million units (+36%)
By REGION
Europe & Middle East Africa: +46%
Asia Pacific: +31%
Latin America: +19%
North America: +4%
By TECHNOLOGY
Memory Cards: 1.1 Billion Units (+55%)
Microprocessor Cards: 962 Million Units (+45%)
Multiapplication Cards: 530 million Units (+55%)
Java Cards: 336 million units (+63%)
The fast-growing markets and application sectors for smart cards generally involve microprocessor-based technology and multi-application capabilities. SchlumbergerSema predicts that by 2003, 50% of smart card shipments are expected to support multiple applications. Moreover, the open JavaCard standard for multi-application cards -- building on its unchallenged leadership in mobile communications -- is expected to attain industry-wide domination in the same timeframe.
The establishment of smart cards as the portable client device of choice for automating consumer services and managing customer relationships is a further indisputable trend, which has already led to the emergence of a new breed of systems house.
"With very large rewards for card-adopting organizations, the challenge is now one of design, integration and service," stated Rasmussen. "The successful card players of the next few years will be companies that can provide optimal customized solutions, from the card itself through full system integration to operational services."
"Smart cards are now a worldwide phenomenon in mobile communications," commented Xavier Chanay, vice president, Mobile Communications products, SchlumbergerSema. "The rapidly increasing capacity of cards, plus their major role in supporting revenue-generating, value-added services make them the ideal device for supporting the key business objectives of leading-edge mobile communications companies."
Banking - a solid business case for growth
The financial market represents the next largest application sector for smart cards, and it is proving to be relatively immune to economic fluctuations, largely because of the long cycle times associated with projects. This market grew by 21% in the last year, a strong performance driven by the country-wide projects that are replacing existing magnetic stripe bank cards with smart cards -- such as the UK`s conversion to smart cards in 2001.
The EMV (Europay MasterCard Visa) specification continues to dominate the industry, with Brazil, Korea and Japan emerging as the newest smart card financial markets, and the UK entering a maturity phase. The case for smart cards in the banking industry was originally built on controlling fraud. Today, applications are increasingly focused on winning and retaining customers by offering innovative multi-application cards with multiple services, such as credit, debit, e-purse and cash dispensing facilities; new functions such as loyalty, secure remote access to accounts; and even non-banking applications like healthcare.
Technologically, a number of platforms - notably JavaCard and Multos -- are still competing for leadership in open standards, but none is expected to become dominant in the near future. One prediction from SchlumbergerSema is that the banking sector is likely to be the first volume adopter of the company`s USB-compatible e-gate smart cards, which enable high security, smart card-based services to be easily used over networks for authentication and payment.
Public sector ID Cards offer growing prospects
Although the government-driven card application sector involves large volumes, and is the next largest consumer of microprocessor-based smart cards after mobile communications and banking, it is still in its formative years. This makes it extremely sensitive to individual projects, and near-term growth forecast partially relies on an extension of existing projects.
Several countries are currently tendering for national ID cards, with some projects expected to reach their roll-out stage during the next two years. Numerous other countries are currently starting to consider options in this area, partly as a result of heightened security concerns stemming from the events on September 11. This is particularly true in North America, where both government and businesses are exploring new ways to protect the security of their IT networks and buildings without compromising the privacy of individuals. In the US, the Department of Defense is rolling out Java multi-application cards for physical identification and building/network access.
Technologically and organizationally, this sector is one of the most challenging for the smart card industry. From a technological standpoint, the cards must support a sophisticated PKI to achieve the highest level of protection against counterfeiting. This necessitates powerful on-card cryptographic processing capabilities. The physical structure of the card is also crucial - it must exceed normal durability standards, as well as support graphical and printing techniques that provide equal or higher security than bank notes.
A second factor is the public sector`s growing demand for end-to-end support. As SchlumbergerSema predicted in past years, this drive for complete solutions is a fundamental factor behind recent consolidation and change in the smart card industry. Industry survivors in this sector must offer end-to-end solutions that include mini-smart card personalization factories, distributed network systems and interfaces with back-office national computer systems.
Transport applications are moving smoothly
The transportation sector has progressed to an interesting phase. The established productivity and business benefits of contactless card technologies for ticketing and tolling are now spreading out from high-profile mass transit applications in major cities to numerous smaller-scale projects in mid-sized cities and towns.
Smart cards for Pay-TV applications ensure security in the digital age.
The Pay TV market for smart cards is already substantial. Although it is likely to grow only sporadically in the short term, it is potentially a star in the smart card industry`s future as cable and satellite set-top box card systems come up for renewal every two to three years.
Because they are simple to use, low cost and easily replaceable, smart card technology is now fundamental to security management for the pay TV industry. The transition to all-digital delivery for terrestrial/national TV channels, the emergent business models for digital rights management for high-value content providers in areas such as sports and films, and operators` desire to leverage customer bases by marketing set-top boxes for Internet access indicate enormous growth prospects for the smart card industry in 2005 and beyond.
IT security emerges as newest major application
For the first time in the annual SchlumbergerSema smart card review, IT security applications are covered as a separate application segment. Although still involving small numbers, smart card-enabled IT security is experiencing explosive growth. Smart cards are providing a user friendly and convenient tool for implementing enterprise-wide security for physical access to premises, as well as logical access to computers and private/public networks.
SchlumbergerSema expects the IT security sector to more than double each year for the foreseeable future, and the technology is expected to start penetrating mid-sized and smaller organizations over the next couple of years.
Winners will deliver end-to-end customized solutions
The fast-growing markets and application sectors for smart cards generally involve microprocessor-based technology and multi-application capabilities. SchlumbergerSema predicts that by 2003, 50% of smart card shipments are expected to support multiple applications.
The establishment of smart cards as the portable client device of choice for automating consumer services and managing customer relationships is a further indisputable trend, which has already led to the emergence of a new breed of systems house.
"With very large rewards for card-adopting organizations, the challenge is now one of design, integration and service," stated Rasmussen. "The successful card players of the next few years will be companies that can provide optimal customized solutions, from the card itself through full system integration to operational services."
STATISTICS (GROWTH OPPORTUNITIES)
Europay, MasterCard and VISA are insisting on a rollout of EMV compliant chip cards by 2005. VISA believes that 90% of European VISA cards will carry a chip by 2005 and has declared that, by 2005, any European banks that have not invested in chips should be responsible for any fraud losses that chips would have prevented.
In addition, the software that enhances the functionality of these smart cards is becoming increasingly important and a way for card manufacturers to migrate up the value chain. Gartner Group estimates that smart cards will grow at a rate of 32.4% per year to reach over 1.76 billion units by 2004./(3)/ According to Dataquest, the worldwide smart-card market should grow from a value of US$2.2 billion in 1999 to US$9.1 billion in 2004, representing a Compound Annual Growth Rate (CAGR) of 33%.
Debit card usage is also growing strongly. According to the Nilson Report, the number of U.S. consumer purchases is projected to grow to 152 billion by 2010, up from 79 billion in 1999. The portion of these payments conducted electronically is expected to rise from 25% (28 billion) to 47% (71 billion) during this same period, with half of this growth coming from debit card usage. Nilson estimates that debit transaction volumes will grow by a Compound Annual Growth Rate of 14.5% between 1999 and 2010 (a Compound Annual Growth Rate of 19.2% between 1999 and 2005).
gruss,
BigBlender
Bin mal gespannt, ob wir heute diese Lücke schliessen können!
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