Rakuten wesentlich besser als Rocket
On July 1, 2017, Rakuten Life Insurance Co. launched the Rakuten Life Insurance Technology Laboratory, an organization dedicated to applying the latest technologies to the company’s business.
“In the past couple of decades as we have moved through the digital age and the social age, technology has allowed people to express their diversity more clearly,” explains Masaya Mori, director of the new lab and global head of the Rakuten Institute of Technology. “Basically, different people have different interests for anything, including life insurance. We believe we can utilize AI technology to provide different insurance services more suitable for the customers.”
One way to achieve this is to deploy AI to improve efficiency in the insurance business, which to-date has tended to rely on dated legacy systems and manual operations.
For example, whereas the industry currently relies heavily on individual salespeople to explain and sell insurance products, there is significant potential to enhance those operations with AI.
Chatbots are already being used in Rakuten’s insurance agency business to manage inquiries regarding relatively simple insurance products for pets. But the same technologies could conceivably be used for life insurance, explains lab co-founder and assistant director Kazuyoshi Hayase.
Touchpoints for existing and potential customers could also be expanded on the internet and in telephone services. Systems for fielding and answering questions on a broader range of topics could also be enhanced.
https://rakuten.today/blog/insurtech-revolutionize-life-insurance.html
Zum Beispiel, während die Industrie derzeit stark auf einzelne Verkäufer angewiesen ist, um Versicherungsprodukte zu erklären und zu verkaufen, gibt es ein erhebliches Potenzial, um diese Operationen mit AI zu verbessern.
Chatbots werden bereits im Versicherungsvermittlungsgeschäft von Rakuten eingesetzt, um Anfragen zu relativ einfachen Versicherungsprodukten für Haustiere zu bearbeiten. Aber die gleichen Technologien könnten auch in der Lebensversicherung eingesetzt werden, erklärt Labormitbegründer und stellvertretender Direktor Kazuyoshi Hayase.
Eine Katzen oder Hundeversicherung mit einer Lebensversicherung zu vergleichen ist schon mehr als lustig.
Und wie immer: Der Aktienkurs nach mehrjähriger Hausse an den Börsen gerade einmal ein paar YEN höher als am 15.03.2013
Das sagt alles und das sind FAKTEN
Und nochmal etwas zu den Tierversicherungen.
Da geht es um 50 oder 100 $ Beitrag pro Jahr. Und wenn mir eine nicht passt wird da halt gewechselt.
Bei einer Lebensversicherung bei denen es ja sehr häufig in den 6stelligen Bereich geht und noch höher bei einer Bindung von 20-40 Jahren sieht das doch ganz anders aus. Ich kann mich noch erinnern vor vielen Jahren da benötigte ich Monate um mich für den meiner Meinung nach besten zu entscheiden. Und das hat sich zum Auszahlungspunkt dann auch bestätigt. So etwas schliesst man nicht so einfach im Internet ab wie eine
Katzen, Hunde, Privat Haftpflicht, Hausrat oder was immer noch für eine Versicherung bei denen die Laufzeit von Hause aus nur 1 Jahr betrifft und nur nach Nichtkündigung sich wieder um ein Jahr verlängert.
Und wie immer: Der Aktienkurs nach mehrjähriger Hausse an den Börsen gerade einmal ein paar YEN höher als am 15.03.2013
Das sagt alles und das sind FAKTEN
Finanzjahr 2016
Revenues = 296,1 (= 2,75 Milliarden US-Dollar, 1 Yen = 0,0093 US-Dollar)
Operating Income = 65,6 (= 610 Millionen US-Dollar)
Finanzjahr 2017
Revenues = 333,3 (= 3,1 Milliarden US-Dollar), Steigerung um 12,5%
Operating Income = 72,8 (= 677 Millionen US-Dollar), Steigerung um 11%
global.rakuten.com/corp/investors/
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Next: 17Q4PPT_E.pdf
The Rakuten ecosystem works like this: Customers flow in from a variety of entry points. Many come via our e-commerce marketplace, but others first connect with Rakuten via our banking or securities business, our travel business, our payments or our digital goods offerings. All roads lead into the circle.
Once in our membership database, the value of the ecosystem is clear. One login provides access to all services. And our loyalty points, Rakuten Super Points, can be earned and burned throughout the ecosystem of Rakuten offerings.
The ecosystem set up benefits all players. Consumers benefit because their loyalty points travel further. Merchants benefit from our ecosystem because when they participate, they are entered into a circle in which a customer may find them and be encouraged to do business with them. We connect merchants of all sizes with customers.
https://www.linkedin.com/pulse/...2782505-the-secret-of-the-ecosystem
Internet billionaire Hiroshi Mikitani hopes sports sponsorship will turn his global business Rakuten into an iconic brand.
https://global.handelsblatt.com/companies/big-in-japan-793801
„As a result of these steps, Rakuten determined that (i) It can build a solid customer base by incorporating the members of Rakuten and its affiliated stores as new contractors, in addition to the many existing contractors owned by the Target Company (ii) It is able to efficiently and effectively sell insurance products through multiple sales channels by adding Rakuten internet sales channel, in addition to the nationwide agency sales channels of the Target Company, (iii) It can offer tie-ups with companies of the Rakuten Group and innovate utilizing its internet-based technology, in addition to traditional insurance products such as automobile insurance and fire insurance sold by the Target Company, (iv) As the Target Company has many injury insurance practitioners familiar with the target audience, by aiming to exchange human resources of those skilled workers of such personnel and insurance-related business of Rakuten and various other businesses, it will be possible to create significant synergies to provide a unique and attractive nonlife insurance product lineup, (v) In order to realize synergies precisely and promptly, it is considered necessary to construct a stronger sense of unity with the Target Company rather than business collaboration or partial investment, so to advance corporate value, we came to recognize that it is best policy to make the Target a wholly-owned subsidiary of Rakuten.“
https://global.rakuten.com/corp/news/press/2018/0129_04.html
http://www.nba.com/article/2017/10/10/nba-rakuten-announce-deal#/
http://tipps.computerbild.de/unterhaltung/...t-rakuten-tv-480361.html
https://www.viki.com/about
To learn more about this campaign and about Viber’s strategy for expansion in the kingdom, Khmer Times’ Chea Vannak sits down with Anubhav Nayyar, the company’s head of business development for Southeast and South Asia.
KT: You’ve already been very successful in markets like Myanmar, the Philippines and Sri Lanka. What strategies did you implement there to gain the trust of users?
Mr Nayyar: The situation in these countries is actually very similar to the one in Cambodia. Just like in the countries you mentioned, our strategy here is to offer country-specific content: features and stickers designed solely for this market. We recently launched the “We Love Cambodia” campaign, with stickers in the Khmer language. Our users love them, and they’ve been downloaded a lot. They like communicating in creative ways. We want to connect Cambodians in their mother tongue and allow them to communicate easily and creatively.
http://www.khmertimeskh.com/50110396/...essaging-app-market-qa-viber/
https://www.bloomberg.com/news/articles/...e-from-baidu-other-backers
Das sind ganz einfach die harten FAKTEN FAKTEN FAKTEN
DECEMBER 12, 2017
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Just six months remain until what promises to be one of the biggest shake-ups ever to hit Japan’s accommodation industry, as a new law passed this year legalizing room-sharing – so called minpaku, or vacation rentals – goes into effect in June. Companies and property owners alike are racing to prepare for the change and Rakuten is leading the way.
Having already announced the formation of Rakuten LIFULL STAY, a joint venture with LIFULL Co., Ltd., to operate a listing service for vacation rentals, Rakuten has now taken another step to support potential property-renters with the launch of Rakuten STAY, a new service offered in tandem with Rakuten LIFULL STAY.
Rakuten STAY aims to reduce the barriers for property owners to enter the vacation rental market, while simultaneously offering peace of mind to prospective guests by building trust in the fledgling industry. The service will offer property owners consultations on preparing their properties for rental, including how much to charge, necessary renovations and branding.
Owners signing up for the service will be able to market their properties under the “Rakuten STAY” brand. And the service won’t end there. Rakuten STAY will also handle the listing of properties on vacation rental platforms, including those to be run by Rakuten LIFULL STAY. It will also handle customer interaction, restocking of toiletries and other essentials such as cleaning.
https://rakuten.today/blog/..._medium=RSS&utm_campaign=RSS+Reader
https://seekingalpha.com/news/3332732-wsj-airbnb-lost-100m-experiences
Wer der Eigner einer schon existierenden Plattform ist, ist eigentlich egal.
-- den wird man wohl fressen müßen, wohl bekomms !
Oder glaubt wirklich jemand das die Rakuten Aktie 40 % Plus bis Jahresende schafft ?
Da müßte mal wirklich eine überzeugende Meldung incl. starker Zahlen kommen statt dieser vogelwild erscheinenden Beteiligungspolitik von Mikitani, die Ausdruck von Verzweifelung ist und das Gegenteil einer Strategie und Focussierung auf Gewinnbringendes Geschäft.
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